Financing & Leasing

Understand the numbers before you sign.

We make financing and leasing easier to compare—so you can see what drives the payment, total cost and flexibility of each path.

A Same Day Auto Group specialist reviewing payment estimates with a customer on a tablet.
Finance or lease

Two different paths, explained plainly.

Finance

Payments build toward ownership. Consider term length, interest, down payment and how long you expect to keep the vehicle.

Lease

A defined term and mileage allowance can fit drivers who prefer changing vehicles more often. Upfront cost and end-of-lease choices matter.

Payment structure

Four factors shape more than the monthly number.

Term

Longer terms may lower the monthly payment while increasing the total amount paid over time.

Down payment

Cash down and trade equity can reduce the amount financed, but the right balance depends on your situation.

Credit profile

History, income and current obligations influence programs and rates available from lenders.

Trade equity

Positive or negative equity in your current vehicle changes the next transaction.

Estimate first

Explore payment scenarios.

Use the existing calculators to compare vehicle price, down payment, term and rate assumptions.

Open Calculators
High-intent next step

Ready for Pre-Approval?

Start the separate, secure pre-approval flow when you are ready to share credit-related information.

Get Pre-Approved
Questions

Financing and leasing questions.

Is pre-approval the same as Find My Car?+

No. Pre-Approval is a separate credit-related flow. Find My Car begins with your vehicle priorities and is not a credit application.

Does a calculator result guarantee my payment?+

No. Calculator results are educational estimates. Actual terms depend on vehicle details, taxes, fees, lender approval and current programs.

Can you help first-time or new-resident buyers?+

We can explain the documents and factors lenders commonly review. Approval is never guaranteed.

Find My Car

Tell us what you’re looking for.

Answer a few quick questions and our team will review vehicle options that fit your priorities.

  1. 01About you
  2. 02Vehicle & payment
  3. 03Trade-in & timing

Submitting this form is not a credit application and does not guarantee vehicle availability, approval, payment or financing terms.

Vehicle availability, pricing, incentives, trade-in values and financing or lease terms are subject to change and final confirmation. All credit applications are subject to lender approval. No approval, interest rate, monthly payment or specific vehicle is guaranteed.

Start with what matters to you

Let’s find a smarter way into your next vehicle.

Tell us what you need. We’ll help you compare new and pre-owned options, financing, leasing and trade-in possibilities.